Great Rates for your Home Financing Needs
Rates last updated on January 11, 2023
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Mortgage Rates: Rates assume the following: credit score of 740 and loan amount of $400,000 on a purchase price of $700,000. If an escrow account is required/requested, monthly payments will increase to include real estate taxes and homeowner’s insurance premiums. Your Annual Percentage Rate (APR) may vary based on your final loan amount and finance charges. Interest rate and program terms are subject to change without notice. Pricing for additional products such as: higher loan to value pricing, investment property loans, lot loans, construction loans, and long-term locks are available.
Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage?
Conventional loans have better rates, terms and/or lower fees than other types of loans, ideal for borrowers with excellent credit and at least a 5% down payment.
Insured by the Federal Housing Administration, FHA loans are best for first-time home buyers and those who less than perfect credit looking to qualify for a mortgage.